Experian Non-Bank Bureau
Check customer credit, qualify leads, and mitigate risks with credit services
We help organisations lend responsibly and protect themselves and their customers from risk.
Experian Non-Bank Bureau captures data directly from member companies and helps strengthen the credit reporting. The Bureau is a neutral and independent entity that collects payment information of consumer and commercial lenders outside of the banks.
The consolidated data is used by contributing members as part of the total market intelligence process in granting and renewing credit to customers, companies and SMEs, establishing and maintaining healthy business relationships.
Key Benefits
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Access to a formal sharing platform for payment behaviour of non-bank borrowers or debtors
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Manage credit risk of corporate portfolios
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Enhance existing credit evaluation and monitoring processes
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Reduce bad debt through early warning signals
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Reduce collections and recovery cost
Our members are from sectors and industries including:
Fintech Lenders
Construction, Manufacturing
Logistics, Electronics
Services, Food / Beverages
Healthcare
Wholesalers / Retailers
Frequently Asked Questions
A non-bank bureau is a formal membership-based central repository which provides businesses with extensive credit information and scores for decision-making across the customer life cycle. It helps in mitigating credit risks and improving the overall financial health of the business community.
Joining the Experian Non-Bank Bureau allows your company to access valuable credit information such as past repayment pattern, negative listings, litigation, credit scores etc. for reducing the risk of bad debts and enhancing your ability to make informed credit decisions.
By accessing accurate and timely credit information, your company can avoid extending credit to high-risk customers, thereby reducing the likelihood of bad debts and improving cash flow management.
Members can access a range of credit-related information, such as past repayment pattern, financials, negative listing, litigation, credit scores etc within the bureau’s network.
The Experian Non-Bank Bureau provides comprehensive credit reports and analysis, allowing your company to evaluate the creditworthiness of customers before extending credit, thereby reducing the risk of defaults and improving overall credit management.
Yes, being a member of a reputable credit bureau like Experian, demonstrates your commitment to transparent and responsible credit practices, which can enhance your company’s credibility and reputation in the market.
Yes, non-bank bureaus provide tools and services that assist in debt recovery, including collections services, negative listing and mediation support, helping you recover outstanding debts more efficiently.
Yes, the non-bank bureau can assist in ensuring that your company complies with relevant credit and financial regulations and/or for example Know-Your-Customer (KYC), Corporate Due Diligence (CDD) etc. by providing relevant datapoints.
To join, contact Experian for specific details on the application process.
With access to detailed credit reports and financial data, your company can make more informed decisions about whom to do business with, which terms to offer, and how to manage credit exposure effectively.
Membership typically includes access to seminars, training and networking opportunities, allowing your company to connect with other businesses and industry experts to share insights and best practices.
Membership fees vary depending on the non-bank bureau and the level of access or services you require. It is advisable to contact Experian directly for detailed information on membership fees and benefits.
Yes, the non-bank bureau adheres to strict confidentiality and data protection policies to ensure that the information shared is secure and used appropriately.
The Experian non-bank bureau provides customer support, training sessions, and resources to help members effectively use their services and stay informed about industry trends and best practices.
QuestNet
Access business and consumer information through QuestNet – our one-stop information portal. Get more insights to drive business decisions with indicators such as credit ratings, credit reports and monitoring options.
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