Meet the minds behind the breakthrough ideas that are changing the world at VISION2020 Asia Pacific. Be inspired by Experian’s senior executives, thought leaders, analytics expert, innovators and changemakers.
Brian Cassin is the Global Chief Executive Officer of Experian plc. He joined Experian in 2012 as Global Chief Financial Officer, bringing with him 20 years of experience in the corporate financial advisory sector. In July 2014, he took up his position as Chief Executive Officer.
Brian was a close and trusted advisor to the Experian Group for over eight years before joining the company. He was a strategic advisor to the Board of GUS, Experian’s former parent company, during the establishment of Experian as a publicly listed company.
Prior to joining Experian, Brian was co-head of the European business of global investment banking firm, Greenhill & Co, where he worked for 14 years. He began his career at the London Stock Exchange after which he moved to Baring Brothers International, where he worked in London and New York for six years.
Brian is also a non-executive director of J Sainsbury plc, a leading UK food retailer.
Ben is Chief Executive Officer for Experian Asia Pacific (APAC), where he manages a broad portfolio of responsibilities that covers business strategy and growth. Since being appointed in April 2014, he has been instrumental in driving Experian’s vision of accelerating financial inclusion and literacy in the APAC region. As a regional leader, Ben places a great importance on people and the essential role they play in Experian’s success.
Ben joined Experian in May 2012 as Managing Director, Decision Analytics, APAC where he was responsible for overseeing and growing Experian’s data insights and analytics business in the region. He then transited to the role of Chief Operating Officer, APAC in March 2013.
Ben has over 20 years of experience in the banking sector. Before joining Experian, he was the Network Director for Retail banking at Lloyds Banking Group, where he led over 1,400 retail branches in the United Kingdom (UK) and 18,000 people, in addition to the bank’s Mortgage and Bancassurance distribution businesses.
As President of Experian’s Consumer Information Services, Alex is responsible for overseeing Experian’s US consumer credit bureau and the Group’s Consumer Assistance Centre (MCE). As such, Alex is responsible for all aspects of Experian’s consumer credit services business, including the quality of our data, the breadth of our data assets that determines how much of the population we can score accurately, delivery and management of credit risk data and value-added services to help our clients manage and optimize their customer relationships.
His business drives innovation focused on new technologies, productivity enhancements and it supports many of our direct-to-consumer initiatives.
Prior to joining Experian, Alex served as CEO and President of Vertafore, a market-leading $450+ million revenue insurance software provider, where he grew revenue and profit at the fastest pace in that organisation’s history.
Before he became an operator, Alex spent 15 years as a consultant, starting as a Business Analyst at Dr. Hoefner & Partners in Munich, Germany and later serving as Vice President of The Boston Consulting Group in their London and San Francisco offices.
Steve Wagner leads Experian’s global Decision Analytics business, which includes our Decisioning Software, Identity & Fraud and Analytics & AI businesses. He was appointed managing director in February 2018.
Steve joined Experian in 2005 and has held several senior roles in different parts of Experian. These include President of North America Consumer Information Services and running our Credit Services business in Brazil. He also managed the acquisition of Clarity Services, a market-leading subprime credit bureau, and led the Cross-Channel Marketing business from 2015 until its sale in 2017.
Steve is also Chairman of the Experian social innovation fund. This initiative is focused on improving the lives of people worldwide by investing in ground-breaking Experian products with a powerful social impact.
Before joining Experian, Steve was the General Counsel for ERisk, a risk and capital management software company owned by JP Morgan Partners. Before that, Steve was a corporate and finance lawyer in New York and London leading transactions throughout the US, Europe and the former Soviet Union. Prior to the law, Steve worked as a broker in the international energy markets.
Steve holds a Bachelor of Arts degree in Economics from the University of Massachusetts and qualified as a Juris Doctor from New York University, School of Law.
Alex Manson heads at Standard Chartered, a new business unit established in March 2018 to lead innovation and promote intrapreneurship across the Group, run a professional investment unit to invest in fintech companies, and promote the testing and implementation of new business models with new disruptive ventures wholly or partially owned by the Group.
Alex was previously Global Head of Transaction Banking, between 2014 and 2018. In that role, he repositioned the business to a sustainable and growing franchise, drove innovation in the Bank’s core processes and its approach to clients, notably with the “Banking the ecosystem” approach. He joined Standard Chartered as Group Head, Wholesale Banking Geographies in 2012.
Prior to that, Alex was at Deutsche Bank for 12 years, including as Global Head of Lending and Corporate Banking Coverage, before which he was at Credit Suisse for 8 years. His roles have spanned product and client coverage across fixed income origination & structuring and investment banking advisory & capital raising. He has worked in New York, London, Frankfurt, Zurich, HongKong and Singapore.
Alex holds an MBA from INSEAD and an engineering degree from the
Polytechnicum of Zurich.
A tech visionary and a serial entrepreneur, Anish is reimagining the way business banking is done. He is the Co-founder of the neo-banking platform Open that offers a business banking service to SMEs and startups.
Anish has a career spanning over 17 years in the fintech industry. He co-founded his first start-up iFuturz Wireless in 2001 which was into mobile value-added services. In 2007, Anish founded CashNxt which was a plug n' play mobile payment and financial inclusion platform meant specifically for semiurban and rural markets. He moved on to build Neartivity Wireless, an NFC based payment processing platform in 2009. In 2013, he co-founded Zwitch which was India's first developer-focused payment platform, later acquired by Citrus Payments.
At CitrusPay & later at PayU, Anish got to interact with a lot of SMEs and realized that banking is broken for small businesses. Business owners struggled to identify and keep track of their income and expenses. This led him to start Open in 2017 along with Mabel Chacko, Ajeesh Achuthan and Deena Jacob. Open is Asia’s first neo-banking platform that helps automate business payments, banking and accounting functions in one unified service for SMEs and startups.
Anish has also been associated with PayU India as Vice President (New Businesses) and Business Head (PayU Money – SME), Head (Wireless & Data Services) in Asianet Satellite Communications and
as a Senior Product Manager (mcommerce) in OnMobile.
Professor Annie Koh is Vice President of Business Development, V3 Group Professor of Family Entrepreneurship, Professor of Finance (Practice) at Singapore Management University (SMU). She is also the Academic Director for two-university level institutes – the Business Families Institute and International Trading Institute. Her previous portfolios at SMU included positions as Associate Dean, Lee Kong Chian School of Business and Dean, Office of Executive & Professional Education.
A notable conference speaker, panel moderator and commentator, Annie is a member of the World Economic Forum Global Future Council on New Education and Work Agenda and, a board member of Keppel Prime US REIT and Prudential Assurance Company Singapore Pte Ltd. In addition, she chairs the finance and investment committee of GovTech Singapore Board, and the Asian Bond Fund 2 Supervisory Committee of Monetary Authority of Singapore. She has been an appointed board member of Singapore’s Central Provident Fund since 2014 and serves on the HR Transformation Advisory Panel and chairs the TAFEP Awards. In 2019, Annie is appointed a member of Customs Advisory Council and advises a number of startup firms such as Stashaway and Staff-on-Demand, in addition to serving as advisor to private firms such as PBA Group and SWAT of Goldbell Group. Annie previously served on K1 Ventures board from 2013-2017 and Health Management International Ltd from 2016-2019.
A Fulbright scholar, Annie earned her PhD in International Finance from Stern School of Business, New York University (1988). Her research interests are in Family Office and Family Business, Investor Behaviour, Alternative Investments and Enterprise Risk Management. She co-authored Financial Management: Theory and Practice, An Asia Edition (2014), and Financing Internationalisation – Growth Strategies for Successful Companies (2004), and author of a number of Asian family business cases and survey reports.
Annie is awarded the Singapore Public Administration Medal, Bronze (2010), Silver (2016), and the Adult Education Prism Award (2017) for her contributions to the education and public sectors.
Ankur is Managing Director & Head of Grab Financial Services, where he oversees the strategic direction and development of the Grab Financial Group's financial services offering. He leads both Grab's lending and insurance business as well as its expansion into additional products.
He joined Grab in 2016 and held various roles before assuming his current position. Most recently, he was Managing Director, Corporate Finance of Grab, where he focused on debt and equity raising for Grab. He also led the end-to-end creation of Joint-Ventures for the Grab Finacial Group.
Ankur has over 16 years of experience in the finance and banking industries. He started his career at the IMF in Washington D.C in 2002, and move to Asia in 2008 with Standard Chartered Bank where he worked in Origination, Structured Finance & Structured Product sales teams. In 2012, he launched his own start-up, which was based in Singapore and later expanded to Indonesia.
He holds a Bachelor's Degree in Physics from Wittenberg University, a Master's Degree in Applied Economics from John Hopkins University, and a Master's Degree in Finance from London Business school.
Anung Herlianto is currently an Executive Director of the Indonesian FinancialServices Authority (OJK)’s Banking Research and Regulation Department. Prior toworking for the OJK in 2014, Anung worked for Bank Indonesia, The Central Bank ofIndonesia, for over 20 years in which he held several job positions in the field ofBanking Supervision, Monetary Policy, and Payment System as well as beingappointed as a staff to assist Bank Indonesia’s Board of Governors. In 2008, Anungwas also an advisor to Indonesia’s Minister of Trade in the field of Trade Financing.Anung is a Chartered Accountant and currently a member of Indonesia’s AccountingStandard Board.
Anung holds a Bachelor of Economics degree from Gadjah Mada University, Indonesia,majoring in Accounting. He also holds an MBA from Bristol University, UK, majoring inInternasional Trade Finance. Anung obtained his Doctoral degree from TrisaktiUniversity, Indonesia, with a concentration in Public Policy.
Anthony is the President and CEO of GCash. He joined the company as COO in 2015 as part of the founding leadership team, and was directly responsible for the financial services vertical. Prior to Mynt, Anthony was with Citibank's Global Consumer Group for 17 years across Asia, Latin America, and the US. His experience spans from Consumer to Cards and Wealth Management.
He graduated from the Indian Institute of Management in Ahmedabad.
Birger Thorburn leads the technology strategy and development organisation for Experian Decision Analytics, which helps organisations unlock the power of data to make smarter decisions. Using Experian’s advanced software, AI and machine learning and analytics clients can analyse data and turn it into meaningful insight they can act on. Decision Analytics’ solutions enable organisations in more than 50 countries to effectively manage digital decisions, identity and fraud and advanced analytics while delivering the customer experience that people have come to expect in a digital world.
In his role as chief technology officer Birger has overseen Experian DA transition to a cloud native business with market leading as-a-Service offerings, many new award-winning product introductions across the whole customer life-cycle and identity and fraud. Before joining Experian Birger held senior technology leadership roles including Group CIO and CTO at various leading UK and global telecommunications and technology companies.
David Britton brings a wealth of experience to his current position as Vice President, Industry Solutions at Experian, including both and a unique insight into the criminal methodology behind cyber fraud as well as an understanding of the evolving digital identity landscape. As one of the very first Internet fraud investigators, David played a central role in the development of cutting-edge fraud prevention technologies in the digital space.
David has been heavily involved in the evolution of what identity means in the digital age, particularly as it pertains to how businesses might achieve elegant consumer engagement with robust authentication and security practices. He is often asked to engage with executives across the eCommerce, Financial Services, Travel, Telco and other verticals around the globe, to help frame strategies for mitigating fraud while preserving the consumer experience. He also works closely with the Experian Global Product team as a thought leader, helping to guide the vision of the Experian Global Product portfolio, and with the marketing and sales organizations to help formulate “go to market” positioning, and market intelligence.
David joined Experian via the acquisition of 41st Parameter, where he was one of the founding members of the team. During his tenure at 41st Parameter, David served on the executive team in a number of roles, including responsibilities as head of Product Management, Professional Services, as well as interim roles leading Product Development and Marketing.
David is often asked to speak at industry events, and to speak to the press about emerging threats, and has authored numerous papers outlining innovative approaches to Digital Identity, Identity-based Authentication and risk mitigation while advocating for a great consumer experience. Prior to joining Experian, David was a private consultant to various fraud enterprises. David holds an M.M. from the San Francisco Conservatory of Music and a B.A. from Westmont College.
Harry Singh is a Senior Vice President within the Global Decision Analytics divisionof Experian plc. He joined Experian in 2017 as Vice President - Product Management, bringing with him 20 years of experience within credit, analytics and operational environments across FS, Banking, Telecoms and Energy sectors.
Having been on the client side for the vast majority of his career has given Harry the insight needed to not just develop products, but relevant, innovative and sustainable solutions to client problems through a continuous and collaborative engagement approach.
Prior to joining Experian, Harry has held senior leaderships roles with Lloyds Banking Group, Centrica and GE Capital. Harry began his career within the telecoms industry with organisations such as 3 mobile (Hutchison) and British Telecom.
Jason Humphrey is Head of Retail Risk for Australia. This role is responsible for the delivery of credit risk life cycle strategies from the point of acquisition through to collections. In this role, key performance indicators are around capital and provision improvement strategies to loss, simplification and returns indicators.
Prior to joining ANZ, Jason was the Head of Retail Risk for GE Capital Asia covering Australia, New Zealand, Japan, Korea, China and India.
Jason joined ANZ in 2010 having spent 10 years with GE, holding a variety of senior risk roles. More recent roles include CRO for GE New Zealand and Head of Risk for GE Automotive. He began his financial career as head of decision support for Telecom New Zealand, a role he held for five years. Over the last 20 years he has been involved in numerous large commercial and retail acquisitions, various integrations of acquired businesses, and delivered a business strategy during the GFC in which some business lines were exited.
Jason has strengths around problem solving and solution delivery with a returns and fact based focus and approach to strategy and execution.
Jason graduated with an Honours Degree in Economics and a Dip Grad in Marketing from Otago University in Dunedin.
Mr. Mortimer-Schutts is a Senior Financial Sector Specialist within the World Bank Group, based in Singapore. Ivan has private and public sector expertise in payment systems and financial services development, regulation and economic policy. He works closely with regulators, financial institutions and fintechs to improve financial systems infrastructure and market development across Asia. He joined the World Bank Group from BNP Paribas, where he led EU regulatory projects and was head of mobile banking strategy and development initiatives in emerging markets. Prior to that he was head of financial sector regulatory studies for the Groupe d’Economie Mondiale in Paris and head of business development for a European retail equity broker.
Ivan is a graduate of the London School of Economics, and Institut d’Etudes Politiques de Paris (Science Po) and the UWC of the Atlantic.
Jenny Lee is the Chief Product Officer of WeLab – a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences to over 40 million individual customers, and also provides B2B enterprise solutions to traditional financial institutions which utilize WeLab’s technology to offer fintech-enabled services to their customers. WeLab operates WeLend and WeLab Bank in Hong Kong, Wolaidai (我来贷), Taoxinji (淘新机) and Tianmian Lab (天冕) in Mainland China and a fintech joint venture AWDA in Indonesia.
Jenny joined WeLab in 2014 as one of the early employees and has led key strategic projects and capital markets transactions, helping raise over $400 million in funding. She also built WeLab’s growth team from the ground up to bring digital financial products to users’ fingertips and establish strategic partnerships to further scale WeLab’s business. In 2018, she led and oversaw the company’s expansion into Southeast Asia with a joint venture in Indonesia. She currently leads product strategy and development, focusing on reimagining and delivering customer-centric fintech products in-line with the company’s vision of bringing joy to everyone’s financial journey. Prior to joining WeLab, Jenny was an investment banker on Wall Street in New York and Hong Kong, executing M&A and capital markets transactions and advising companies on strategic options.
Jenny made Forbes 30 Under 30 list in 2016 and has a Bachelor of Arts degree from Wellesley College.
Malcolm is the Chief Executive Officer (CEO) and co-founder of MyRepublic. He drives the company’s vision and growth strategy as it continues to redefine the economics of the telecommunications industry. Under his leadership, MyRepublic has grown from a tech start-up with into a regional cloud-based Internet platform company operating across Singapore, New Zealand, Indonesia and Australia.
Malcolm was the Former VP of International, Wholesale & Carrier Services at StarHub (Singapore), responsible for the wholesale channel, international voice and data, and Global IP Transit & Peering. He led the successful bid to set up and operate Singapore’s Next Generation Nationwide Broadband Network (NBN). He then become the General Manager of the NBN Operating Company, Nucleus Connect.
With almost 25 years of experience in telecommunications, Malcolm has served as the Chairman of the Board for the Singapore Internet Exchange (SGIX). Malcolm has also held senior management roles at 360 Networks in Hong Kong, Bell Canada, and Shaw Communications in Toronto where he was responsible for deploying infrastructure into 12 Canadian markets (including the construction of over 4,000km of optical fibre cable) and working with the International Olympic Committee to construct the communications and broadcast network for the 2012 Winter Olympic Games.
Marcelo Pimenta leads the Experian Latam DataLab, where he develops and delivers new products and services to the Latin America region and to the Experian group worldwide. His Lab is known by its high standards of innovation, customer engagement and strategic partnership with banks, telco, retail, and digital marketing customers. Since 2016 the Latam DataLab has been creating several solutions:
o MIP (mobile insights platform) that provides insights based on alternative data for credit, marketing, fraud prevention, and Data4Good
o GRP, a risk management tool that allows customers to monitor and evaluate their portfolios.
o Polis, a marketing audience tool that merges traditional data, mobile data and alternative data to better understand geotagged audiences and potentials point of sales.
Moreover, innovative use of image processing, natural language processing, and auto-machine learning will generate new products in the next 18 months.
Before joining Experian, Marcelo was a senior manager in Telefonica group, where he delivered projects in Big Data/Analytics, Business Intelligence, Data Warehouse and Database Marketing. Marcelo also had roles as a software engineer Itaú Bank and Tecban (ATM service provider) and he had his own software house company for 8 years.
Marcelo holds a bachelor’s degrees in Physics and Administration and also a MBA in Corporate Management.
Michael Araneta is AVP for IDC and leads the IDC Financial Insights research and advisory unit for IDC Financial Insights. Araneta's work makes him the go-to analyst for a broad range of strategic and tactical issues for Asia/Pacific institutions. Araneta's current clients receive advice on mergers and acquisitions, product innovation strategies, Big Data and AI, customer centricity and CRM initiatives, core banking systems, vendor product portfolio positioning, and customer channel effectiveness.
Within Financial Insights, Araneta's role is to grow the Banking Practice which undertakes continuous monitoring of the key business and technology investments of the top banks representing a cross-section of countries in the Asia/Pacific region. Together with Financial Insights' elite team of analysts, Araneta regularly engages with the key decision-makers of Asia's top financial services institutions.
Mike Laing has been the CEO of the Australian Retail Credit Association (ARCA) since July 2017, and served as Chair of the ARCA Board from 2012 to 2018.
ARCA is Australia’s peak industry association for credit providers and credit reporting bodies. ARCA’s members account for well over 95% of all consumer lending in Australia. ARCA developed and governs the industry rules for credit reporting in Australia, and has contributed to the development of the legislation, rules and standards for open banking.
Mike has over 30 years experience in financial services as an executive, company director and advisor. Mike holds a Master of Commerce (Hons I), is a graduate member of the Australian Institute of Company Directors, and is a Member of the Chartered Institute of Arbitrators.
Mohan Jayaraman is Managing Director, Strategy & Innovation for Experian Asia Pacific.
With over 20 years of experience in banking, Mohan is in-charge of driving greater collaboration across Experian’s Product, Consultant and Analytics businesses. He also has responsibility and management of Experian Japan’s Decision Analytics and Business Information business.
Mohan first joined Experian in 2010 as Chief Operating Officer in India, before assuming the mantle of Managing Director a year later. During that time, he has been instrumental in growing Experian India’s multiple business lines to scale.
Prior to joining Experian, Mohan was with ICICI Bank, where he held a number of senior management positions, most recently Head of Payment Solutions & Enterprise Analytics. In his eight-year stint with ICICI bank he has also handled the retail portfolio buyouts & sell down business besides being involved in strategic buyout deals in the auto, two wheelers, commercial vehicles and the credit cards businesses.
Pip Marlow is Chief Executive Officer, Salesforce Australia and New Zealand. In this role, Pip is responsible for ensuring Salesforce delivers on its values of trust, customer success, innovation and equality for both our customers and our community across Australia and New Zealand.
Prior to Salesforce, Pip was Chief Executive Officer Customer Marketplace at Suncorp, where she was responsible for driving customer focus into all aspects of Suncorp’s business including strategy, customer care, partnerships and innovative solutions that add value for customers. Prior to joining Suncorp in 2016, Pip was at Microsoft for 21 years where she held a number of roles for them in Australia and the USA. This culminated in her role as the Managing Director of Microsoft Australia for 6 years.
Pip is also a non-executive director of the Rugby Australia (ARU), sits on the Vice-Chancellor's Advisory Board at UTS, is a member of Chief Executive Women (CEW), and is an Executive Ally for Pride Diversity. She is a passionate advocate for flexible and diverse workplaces that empower people. Born and raised in New Zealand, Pip lives in Sydney with her Scottish husband and her two American born daughters, Sophie and Lucy.
Mr. Piyush Gupta has been Chief Executive Officer and Director of DBS Group since 2009.
DBS is a leading financial services group in Asia, headquartered in Singapore. Recognised for its global leadership, DBS has been named “World’s Best Bank” by several global publications like Euromoney and Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, and was also named “World’s Best Digital Bank” by Euromoney. In addition, in 2019, DBS was listed among the top ten most transformative organisations of the decade by Harvard Business Review.
Prior to joining DBS, Piyush had a 27 year career at Citigroup, where his last position was Chief Executive Officer for South East Asia, Australia and New Zealand.
Piyush is Vice-Chairman of the Institute of International Finance, Washington and Chairman of Sim Kee Boon Institute for Financial Economics Advisory Board. In addition, he is a member of the United Nations Secretary-General’s Task Force on Digital Financing of the Sustainable Development Goals, Singapore’s Advisory Council on the Ethical Use of AI and Data, and the McKinsey Advisory Council. He also sits on the boards of Enterprise Singapore, Singapore’s National Research Foundation, and the Singapore’s Council for Board Diversity. Piyush is a term trustee of the Singapore Indian Development Association (SINDA).
Piyush has a Bachelor of Arts (Honours) Degree in Economics from St. Stephen's College, Delhi University, India and a Post Graduate Diploma in Management from IIM, Ahmedabad.
Piyush was named one of the world’s top 100 best-performing chief executives in Harvard Business Review - 2019 edition of “The CEO 100”. He was named Singapore Business Awards' Outstanding Chief Executive of the Year in 2016. In 2014, he was named as the Singapore Business Leader of the Year by CNBC and in 2013, he was accorded the CEO Leadership Achievement Award for Singapore and Asia Pacific by The Asian Banker.
Rama Sridhar is an experienced Business Head, Strategist and an Expert in Payments. Driven by a passion for excellence, she takes pride in providing the best executive leadership possible. As Executive Vice President, Mastercard for Digital & Emerging Partnerships and New Payment Flows, her goals include expanding the company’s stakeholder base to new growth segments – digital ecosystems; strategic partnerships and establishing Mastercard’s presence in new payment flows across businesses and consumers.
During her 13 years at Mastercard, she is widely recognized as an expert Business Manager with deep and strategic insights on emerging trends in payments across Asia Pacific and brings her sharp commercial acumen to drive brand leadership across all client segments.
Rama’s passion for creating businesses to achieve profitable and high growth trajectories has continued through her 30 year career across Technology, Financial Services and Payments industries. As an experienced Business Head, she has been taking nascent businesses to market and turning around distressed business situations. As a seasoned woman executive, she is also involved in mentoring high potential talent for future leadership and advising start-ups in establishing growth businesses.
Rama is deeply engaged to help countries realize the rich potential of digital dividends that Asia represents across its developed, emerging and frontier markets. Driven by a mission to make a difference as a Senior Woman Executive, Rama is best known for her critical commercial and strategic acumen; developing leagues of high potential talent and inspiring them to new heights of excellence and corporate leadership. She is constantly looking to espouse causes that can make meaningful changes to the future of economies, in the digital revolution and the female gender – education, career mentoring, entrepreneurship guidance and health care.
Outside of the office, Rama loves spending time with books, music and her small family of her spouse and soon-going to-college teenage daughter. While her work engagements have taken her around the world, Rama is proud to call Singapore her home.
Sandeep Bhalla is a Senior Advisor within the Financial Institutions and Consumer Practice at Boston Consulting Group (BCG) where he focuses on Consumer Banking strategy, Wealth management and liability products, payment and lending products, and credit risk management. His other areas of focus and expertise is in digital Loyalty, CRM, personalization, and data monetization.
Prior to joining BCG, Sandeep was CEO of NTUC Link the largest digital loyalty company in Singapore and Chief Analytics Officer of NTUC group of companies.
Sandeep is a 20 year banking veteran having spent 15 years with Citibank and 5 years with First USA Bank across Asia and the US. He has been the business head of retail branch network and wealth management products, led credit cards and payment products, and spent considerable time in risk management and analytics organization of these two banks.
Shri Santhanam was appointed as Experian’s Executive Vice President and General Manager of Global Analytics and AI in June 2019. Shri’s role is to help our Decision Analytics business and our clients take full advantage of the opportunities of big data analytics.
Before joining Experian, Shri was a senior partner at the international management consulting firm Oliver Wyman. There he co-founded Oliver Wyman Labs, which helps clients use data, technology and advanced analytics to drive transformative business impact. Shri has worked with clients across various industries to build products and solutions using AI and advanced analytics.
Listed in 2019’s list of ‘Top Women in Finance in India’ and “Top 30 Fintech Influencers”, Smita Aggarwal is a fintech investor and a thought leader with deep expertise in venture capital, financial inclusion, digital banking, micro-insurance and financial regulation. In her present role with Flourish Ventures, as Global Investment Advisor, she invests in innovative fintech start-ups that help advance financial health and inclusion in Asia. With nearly three decades of experience, she has held leadership positions with noteworthy names such as Omidyar Network, Fullerton, Reserve Bank of India and ICICI Bank with a successful track record of building businesses from scratch, introducing new products, and driving growth through innovation. A rank holder chartered accountant, Smita graduated from Sydenham College in Mumbai and attended executive programs at Harvard Business School and MIT Sloan School of Management.
Prior to starting AIDA, a multi-award winning Machine Learning start-up from Singapore, Dr Shonali was Head of Data Analytics at A*STAR’s Institute for Infocomm Research (I2R), and an Associate Professor at Monash University, Australia. In the course of her career, she has spent 15 years leading research in data science and intelligent systems and lead one of Singapore’s largest big data analytics teams with up to 70 data scientists. Dr Shonali is the recipient of several national and international awards for her research such as Institute of Engineers Singapore Prestigious Engineering Award, ASEAN Outstanding Engineering Award, IBM Innovation Award and Australian Research Council Australian Post-Doctoral Fellow Award, among many.
Sopnendu Mohanty is responsible for creating development strategies, public infrastructure and regulatory policies around technology innovation. Mohanty has spent over 20 years in various leadership roles globally in technology, finance and innovation. He has co-authored several patented works in area of retail distribution of the financial sector.
Mohanty extensively engages with ecosystems of various jurisdictions on innovation, policy making and tech enabled financial services. He is on the Institutional Investor’s list of influential FinTech global dealmakers. Mohanty has been recognised internationally as a FinTech thought leader and he was recently named the Market Reformer of the Year by IFL, Euromoney.
Founded in 2015, MoneyPlace is one of Australia’s fastest growing personal loan providers, using risk-based pricing to offer consumers the best rate possible. In 2019 MoneyPlace launched a white label personal loan offering, the first of its kind in the Australian market.
Stuart has helped shape Australian fintech and innovation policies as Chair of Fintech Australia (Australia’s national fintech association) and as the founder of the National Fintech Census, Australia’s first and largest survey of the local fintech industry. Stuart is a member of the Federal Government’s Fintech Advisory Group and the open banking Data Standards Board Advisory Committee.
Prior to founding MoneyPlace Stuart was the Head of Strategy for NAB Business and a management consultant at Bain & Company.
Mr Steve Leonard is a technology-industry leader with a wide range of experience, having played key roles in building several global companies in areas such as Software, Hardware and Services. Although born in the US, Mr Leonard considers himself a member of the larger global community, having lived and worked outside the US for more than 25 years.
In his current role as the Founding Chief Executive Officer of SGInnovate – a private limited company wholly owned by the Singapore Government – Mr Leonard has been chartered to lead an organisation that builds ‘deep-tech’ companies. Capitalising on the science and technology research for which Singapore has gained a global reputation, Mr Leonard’s team works with local and international partners, including universities, venture capitalists, and major corporations to help technical founders imagine, start and scale globally-relevant early-stage technology companies from Singapore.
Prior to his role as the CEO of SGInnovate, Mr Leonard served three years as the Executive Deputy Chairman of the Infocomm Development Authority (IDA), a government statutory board under the purview of Singapore’s Ministry of Communications and Information. In that role, he had executive responsibility at the national level for various aspects of the information technology and telecommunications industries in Singapore.
Mr Leonard serves on the advisory boards of a range of universities and organisations in Singapore. Mr Leonard also serves as an Independent Non-Executive Director at Singapore Post Ltd (SingPost), a global leader in e-commerce logistics; and AsiaSat, a Hong Kong Stock Exchange-listed commercial operator of communication spacecraft.
Technologist and entrepreneur, Stuart Grover (Stu) is a co-founder and CEO of Look Who’s Charging. A serial entrepreneur with successful businesses under his belt including Passport2Fitness and 3D Printing Studios, Stu has spent more than twenty-years solving problems with technology including roles in Enterprise IT at Walmart in the United States and EDS across Asia Pacific.
Stu built Look Who’s Charging to solve a problem he faced whilst trying to understand his business expenses. Often transactions being made by his employees would appear confusing on statements. Convinced that he wasn’t the only person facing this problem he built a solution which is now used every day by most Australian via their banking Apps. Now part of Experian, Stu is continuing to develop the Look Who’s Charging solution as part of Experian’s Open Banking platform.
A graduate of the International Space University, Stu continues to follow his passion for space as well as bringing 3D printing concepts to the wider community through large-scale speaking engagements including TED, Ignite, Mlab and as an industry spokesman at many conferences including Parliament House Canberra.
Andrew leads the product consultancy function for PowerCurve Collections in Australia & New Zealand. Andrew and his team provide subject matter expertise on the PowerCurve Collections product and assist our customers with maximising the business benefits of the software.
Andrew joined Experian in 2008 as part of the delivery team in the UK and has worked on successful projects in Europe, China, Malaysia and Australia & New Zealand across multiple vertical markets. After migrating to Australia in 2013 Andrew has continued to work on collections projects and has led his team to several significant milestones including; first PowerCurve Collections delivery globally and the successful deployment of all portfolios onto PowerCurve Collections giving the Tier 1 bank a single customer view across their customer base.
Andrew and his team have recently worked on initiatives to integrate Bureau and cleansed customer data with PowerCurve Collections to provide a richer and more accurate data set from which to make the complex and sensitive decisions that are a part of the collections process.
Anjum Babaiah leads the Identity and Fraud (ID&F) business for Experian India. She has been with Experian since 2017 and in her current role, is responsible for account management, product and delivery of ID&F solutions in the India market.
Anjum comes with over 13 years of experience in the BFSI industry. She is an expert in Fraud and Identity Management solutions, and works closely with clients helping them with prevent various types of fraud through automated platforms.
Prior to joining Experian, Anjum was Director – Strategic Partnerships at BankBazaar.com where she was responsible for managing key accounts and creating strategic alliances with large banks, NBFCs, insurance companies and other major financial institutions. She was also instrumental in improving partner outcomes, new business development, designing innovative products, driving sales and handholding partners through their entire lifecycle on the platform. Her previous stints also include Tata AIG Life Insurance and Tech Mahindra.
Anjum holds a B.E. in Computer Engineering from Osmania University along with an MBA in Marketing and Strategy from XLRI.
Allison Howells leads new product development for Experian’s Innovation lab for APAC, with a focus on using alternate data to increase financial inclusion within the region.
With 16 years in the financial services sector, predominantly from insurance and consulting, leading data and analytics teams to support business functions and innovation labs.
Allison has been a lead in forming technology and data strategies, and has a passion for understanding how digital technology and data capture can enhance our experiences as a customer.
Prior to joining Experian, Allison was leading data science and engineering teams for IAG’s innovation lab in Singapore, exploring new ways to provide assurance for insurance customers, using applications such as computer vision for motor vehicle claims processing and land and building assessments, and experimenting with movement data to understand human traffic and underwriting for autonomous vehicles.
Ben leads the Innovation team within X Labs based in Singapore and is responsible for generating and progressing the inspiration that form our solutions of tomorrow. Through investigating market forces, challenges and opportunities, he is responsible for forming new ideas as well as driving the innovation culture across all business lines within Experian Asia Pacific. Ben leads the mobilization of Experian’s global products and capability from around the globe to Asia Pacific.
Ben entered the Experian business through Experian’s acquisition of London-based Techlightenment, in 2011. He then moved to our Sydney office to drive the Facebook SaaS product before establishing the Digital Audience Solutions business line in Australia.
David Huizinga is the Vice President of Product Management for Experian’s core business in North America. He is responsible for product management related to innovative new product launches including Experian’s Ascend Technology Platform.
David joined Experian in 2012 as part of Experian’s Leadership Development Program. During his time in this position he gained well-rounded expertise in key business functions such as, product marketing, sales, and customer assistance. After completing his rotation program, he joined the North America Business Information Services (BIS) business as Director of Data & Product Innovation. In 2016, David joined the Consumer Information Services (CIS) business as a Director of Product Management and was promoted in 2017 to Senior Director of Product Management. In 2019, David was promoted to Vice President of Product. He is the product owner of the Ascend Technology Platform in the U.S., one of the most successful product launches in Experian history.
Over the past five years, David has driven new product innovation growth by bridging technology and business strategy, helped drive double digit revenue growth in Consumer Information Services (CIS), and launched the Ascend Technology Platform and its product line up that includes Ascend Analytical Sandbox, Ascend Account Review and Ascend Marketing. When David first joined Experian, he launched “Social Insights” for the Business Information Services (BIS) business, a breakthrough product suite leveraging social media traffic and sentiment data to make it easier for small businesses to establish and obtain credit.
David holds a Master of Business Administration from University of California, Irvine and Bachelor of Science, Economics and International Area Studies and History from University of California, Los Angeles.
Gaurav currently leads Experian’s APAC DataScience team of ML practitioners and AI researchers with a focus on enterprise problem solving through data science in Financial Services Telco and Internet domains.
Strong focus on fraud detection, data monetisation, open-banking, and credit-risk.
His work revolves around advanced analytics with wide exposure in creating intelligent products/solutions. Since joining Experian, Gaurav has led the build of award-winning data and analytics products.
Earlier, he served as a principal data scientist at one of the largest internet companies in India to develop a personalized, real-time recommendation engine on unstructured data using Big Data, NLP and deep learning. He has worked across multiple geographies in cross-cultural teams and handled a diverse set of Fortune 500 clients in his previous roles.
Gaurav holds an integrated master’s degree in Mathematics and Computing from Indian Institute of Technology, Delhi.
Luke Westlake leads the consultancy and services functions for Experian’s Data Quality and Targeting businesses in Australia & New Zealand. Luke’s teams help organisations maximise the value of their data using Experian’s market leading products, data, analytics and consulting.
Luke joined Experian in 2006 and has held a number of consulting and services leadership roles as well as hands on consulting roles. Notably, he has helped organisations in financial services, gaming, utilities, insurance and retail achieve single customer view projects utilising Experian’s data management capabilities. He also leads the research and development of partner integrations for Experian’s Data Quality product suite.
Luke also holds a keen interest in Corporate and Social Responsibility and in 2017 re-established Experian’s Australian CSR committee, which more than doubled employee fundraising and volunteering hours for Experian’s Australian charity partners.
Luke holds a Master of Science degree in Physics from the University of Bristol.
Mohit Raisinghani works in the Product Accelerator Team at X Labs where he helps create data science and technology products. After spending nearly a decade working across different businesses within Experian & Standard Chartered Bank, Mohit understands the power of data, analytics & technology in the rapidly evolving domain of financial services. Mohit leverages his deep understanding of banking and his keen interest in technology & analytics to build & scale new products for Experian.
Mohit is a firm believer in the power of technology to transform people’s lives. His current areas of focus are:
- Financial inclusion
- Digital acquisition
- Open data
Mohit holds an MBA from SPJIMR, Mumbai and a Bachelors degree in engineering from VNIT Nagpur. Mohit loves travelling, experiencing different food & cultures. He is a motorcyclist at heart and enjoys riding his Royal Enfield in his free time.
Paul Smith heads Product Strategy and Product Management for Experian, responsible for cloud services, credit risk management, decisioning, fraud and identity and business information solutions across Asia Pacific. Paul has over 20 years’ experience in business and product strategy, the sale, delivery and development of enterprise solutions and is part of Experian’s Decision Analytics Regional Leadership team.
Since joining Experian in 2000 he has worked in a range of senior leadership, business development, consultancy and product management roles, responsible for the international launch and global rollout of Experian’s market leading software, as well as building out the operational infrastructure for delivery, training, consultancy and support for the business globally.
Paul has been based in Asia since 2008, most recently in Singapore, and has proven success working extensively with Experian’s key strategic financial services, insurance and telecommunications clients and partners across Asia Pacific, Europe Middle East, Africa, UK and Latin America driving strategic business development, new market entry and the deployment of enterprise solutions. Prior to joining Experian Paul worked in UK Government responsible for the development and rollout of financial and resource management solutions.
Steve is Managing Director of Enterprise Strategy at Experian where he is responsible for Strategy, Innovation and M&A in UK & EMEA. He has recently lead on the creation of Experian’s market leading global Open Data platform, machine learning Categorisation and advances analytics AI models.
He joined Experian following 18 years at IBM, where he served on the board for UK, Ireland and South Africa. Prior to that Steve ran a number of IBM technology, software and consulting businesses in the UK & EMEA.
Steve has contributed to the UK Government’s thinking on how it should open its data to the market for the better of society and the economy through active roles on Data Strategy Board and the Public Sector Transparency Board.
Steve also is Non-Executive Deputy Chairman at one of the UK’s busiest NHS acute hospitals (Nottingham University Hospitals Trust) and is a Non-Executive Director for Digital Catapult (UK Government-funded digital accelerator).
Vijay Mehta is Experian’s Chief Innovation Officer, with overall responsibility for the innovation portfolio and roadmap. His team’s focus is to drive new growth opportunities, differentiate Experian in market by creating unique value to customers, leverage and evangelise emerging technology, and to provide thought leadership on industry trends both at Experian and externally.
Prior to his role in Credit Services, Vijay managed Experian’s North America Decision Analytics technology group, driving revenue growth and cost savings across several areas. He also has a total of twenty years of experience in the financial services industry, founded two (successful) start-ups, and held prior leadership roles at Sallie Mae and CIT Group.
Vijay holds degrees in both Computer Science, and Business, is a globally published author. In his spare time Vijay enjoys travelling, snowboarding, and hanging out with his dog.
Lewis Hamilton MBE is a five-time Formula One World Champion and Britain’s most successful F1 driver in history. Currently racing for Mercedes-AMG Petronas Motorsport he is already recognised as one of the sport’s all-time greats.
The son of an English mother and a father with Grenadian heritage who separated when he was two, he shared a childhood many kids could relate to – he struggled with dyslexia and wasn’t sure where he belonged. He started racing go-karts at eight as a way to spend time with his dad and was hooked immediately, climbing the career ladder at an unprecedented rate. Lewis had found his place.
But Lewis’s roots and upbringing weren’t typical of F1. In the gilded paddocks of a sport that is usually the reserve of the rich, his father held down as many as three jobs at a time, keeping his promise to support his son’s racing career as long as he worked hard at school. As he rose through the ranks Lewis had to learn to embrace his role as an outsider, ignoring the doubters and breaking down every barrier that society or the elitist world F1 put in front of him.
Such was his self-belief that a ten year old Lewis approached McLaren F1 boss Ron Dennis and said
"Hi. I'm Lewis Hamilton. I won the British Championship and one day I want to be racing your cars." To which Dennis replied: "Phone me in nine years, we'll sort something out then." Just three years later Hamilton was signed to McLaren’s Young Driver Development programme.
After blowing the competition off the grid in Formula 3 Euro Series, he progressed to the GP2 Series. It was here that his ability to fearlessly rise to every challenge which made McLaren Mercedes sit up and take note, giving him his promotion to the big time: Formula 1, the pinnacle of motor racing. Lewis made his Formula 1 debut aged just 22. In 2007 he became the youngest World Championship leader during his rookie season, eventually finishing runner up by just a single point. The following 2008 season Lewis claimed the crown on the very last corner of the last race of the season, becoming the youngest and first black driver to win the World Champion the sport has ever seen.
In 2013 he moved to Mercedes AMG F1 and alongside his 1,200 teammates returned the Silver Arrows to the top of the podium with his second and third World Championships in 2014 and 2015, equalling the record set by his childhood hero, the great Ayrton Senna. Still carrying the sense that all his success and sacrifices could be snatched away from him at any moment, Lewis remained focused on winning perfection. He went on to secure two more world titles in 2017 and 2018, joining the great Juan Manuel Fangio and Michael Schumacher as the only drivers to have five or more world championship titles. The most successful British driver in the history of the sport, over the course of the 239 races he has contested Lewis has secured 80 wins, 43 fastest laps holds records for the all-time most career points (3,241), the most wins at different circuits (26), the all-time most pole positions (86).
His approach off the track is just as positive and fearless, constantly challenging himself to grow and drawing inspiration from new places. He has taken his grounding in technical excellence and data-led performance from Formula One into other passions, such co-designing a series of motorbikes with super-bike manufacturer MV Agusta and helping develop the gameplay design for Gran Turismo Sport. With engineering being such an important part of his life from a young age he is hugely inspired by tech innovation, which he explores through his partnerships with Mercedes Benz, Bose and Play Station and as Vodafone’s 5G ambassador.
He has a love for creativity and in his spare time has become a student of fashion. Using his role as a brand ambassador for Tommy Hilfiger and Police to design his own lines and has become a much sought after front row attendee at the world’s leading fashion shows. Lewis has also loved music since a young age, playing both the piano and guitar, and is an extreme sports fan, holding a sky diving license and regularly surfing during the off season break.
His willingness to embrace what makes him different has defined his values and outlook on life, and in 2016 the fearlessness, inspiration and positivity that drive saw him win the BBC’s Sports Personality of the Year and recognized by TIME Magazine’s ‘100 Most Influential People’ list. A true digital native, Lewis is the most followed and engaged racing driver in the world. He has loyal global fanbase, #TeamLH, and his channels have over 24 million followers, including more than a million fans on Chinese microblogging platform, Sina Weibo. Lewis often shares glimpses into his home life or putting in the hours at the factory analysing the latest data, giving his fans a taste of the sacrifice and hard work that goes in to each and every success he has on the track.
Looking to the future, Lewis sees himself relentlessly chasing perfection on track, but knows at some point he will need to look beyond F1. His against-the-odds rise to the top of F1 has made Lewis fiercely committed to help youths unleash their potential, wherever it lies and no matter their background – to help them to embrace their difference.
Mark’s management career in Formula One included more than a decade on the management board of the highly successful, race winning Jordan Grand Prix team, running the world famous Cosworth engine business and establishing the commercial arm of Red Bull Racing which went on to become 4-times World Champions. During his career he has worked with many of the sport’s leading drivers, including former World Champions Ayrton Senna, Michael Schumacher and Jenson Button. Today he works closely with a number of the sport’s major stars including David Coulthard, Mika Hakkinen and Jacques Villeneuve.
Mark’s career in Formula One started in 1983, spending seven years working in the media and as a consultant to Philip Morris International before joining Eddie Jordan’s fledgling Grand Prix team in 1990. He was a member of the team’s management board, having full responsibility for the team’s day-to-day marketing and commercial activities. He became part of the newly created Red Bull Racing management team in 2004, and was invited to
lead Cosworth’s return to Formula One as an engine and technology supplier in 2010, overseeing its supply of onethird of the teams on the starting grid.
Along the way he founded Status Grand Prix, which won the 2009 Motorsport World Cup of Motorsport and became a race-winning team in junior formulae as well as competing in the Le Mans 24 Hours sport car race. He helped developed the new hybrid petrol-electric engine regulations introduced into Formula One in 2014, and recently published his second book - ’The Business of Winning - Strategic Success from the Formula One track to the Boardroom’. Between 2005 and 2009 Mark was motor sport consultant to Disney Pixar on CARS and CARS II.