A key component of Credit Risk Management is the ability to access timely and accurate performance, portfolio and market information. Regular monitoring of this information can help create an understanding of how a business is performing and how it might perform in the future.

Experian's Intelligent Business Reporting (Reporting Studio) is an advanced monitoring solution that offers immediate access to this kind of insight. It uses built-in expertise to rapidly create detailed reports specifically designed for the key reporting requirements, which are summarised into high-level results. User-defined alerts guide you into the detail only when it is necessary - such as highlighting divergence from business goals or targets.

The reporting areas are New Business and Customer Management - analysis of the quality and performance of new and existing customers, Capital Adequacy - management information and analysis for Basel II, Collections - monitoring the effectiveness and efficiency of the recovery and debt management operation, Scorecard Diagnostics - monitoring the effectiveness of scorecards - and Investigator - a flexible ad-hoc tool for further analysis and interpretation.

The insight offered by our Intelligent Business Reporting can help to maintain and improve the effectiveness of strategies and scorecards, leading to improved overall business performance in terms of revenue, losses, costs and profitability.