Our fraud and identity solutions help clients to protect themselves at all stages of the customer lifecycle from application fraud and identity theft to transactional and open account fraud.

Fraud has been identified as the biggest cause of revenue loss for financial, telecommunications and insurance organisations - and it is on the increase. With a proliferation of products and channels, including the growth in e-commerce, the risks have never been higher.

The nature of fraud can vary greatly, from the falsifying of an application form to sophisticated identity theft. But regardless of scale, fraud can substantially impact profitability, increase costs, bad debt and write-offs.

The most effective strategy is to prevent fraud at the point of application. Experian offers fraud solutions integrated into our account origination products to detect and highlight suspicious applications without adversely affecting your customer service level - and ensuring your compliance with anti money laundering legislation.

Our Hunter fraud solution looks for anomalies and discrepancies within the application, and compares it against previous applications and known fraud data. Hunter provides a continuous cycle of prevention, detection, investigation and improvement, and is flexible enough to be used standalone or integrated with Application Processing solutions such as Transact SM and New Business SM.

The success of our Hunter solution was recognised in 2006 with a Queens Award for Innovation - the most prestigious accolade for business performance in the UK.