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Helping Banks Determine Credit Risk & Automate Le...

At Experian MicroAnalytics, we work to develop the financial services sector in emerging economies. We knew when we started this venture that we wanted to make a big difference and have a strong social impact. Recently, we began working with one of the largest banks in Kenya – a...

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Developing Fraud Prevention Tools to Protect Consumers...

I’m an IT Trainee at Serasa Experian. I research and identify ways to solve the challenges facing financial technology (fintech) organizations in Brazil, including fraud. This technology can be implemented to businesses around the world. Fraud is a prevalent problem that makes loans expensive and application processes time-consuming. I’m...

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Helping Refugees Rebuild Their Lives Through Financial...

I am a Senior Business Analyst in Experian’s office in Bulgaria. When refugee camps in my country first began filling up with Syrian refugees, I went to help as a volunteer. Since Experian had helped with similar initiatives for those in poverty in Bulgaria, I thought it would be...

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5 Tips to Outsmart Fraudsters...

Having an understanding of how fraudulent activities are conducted can better protect potential victims against these acts. By being vigilant and adhering to simple measures, individuals and businesses can avoid being victims of fraud Identify theft is one of the most prevalent crimes in Australia, with recent reports showing...

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Leveraging the Power of “Alternative Data”...

By Sujatha Venkatramanan, Consulting Director, Decision Analytics For some time now, there’s been a lot of buzz around using ‘alternative data’ to assess creditworthiness of loan or credit card applicants. Whilst lenders are excitedly exploring cues from FaceBook, Twitter or Google data, their usage has primarily been in finer...

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Smart data. Smarter decisions....

By Steven Croft, Pre-sales and Market Development, Data Quality for Asia Pacific How do organisations stand out and stay relevant in today’s market where there is so much competition and where customer expectations are becoming increasingly difficult to satisfy. People expect every contact with an organisation regardless of channel...

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Channels That Influence Change Along The Purchase Jour...

By Jermyn Toh, Strategic Marketing Director, Experian South East Asia In last year’s Digital Consumer View (2015), Indonesians ranked email, social media and social chat apps as their three preferred channels for receiving information about brands as well as the top channels that resulted in a purchase after receiving...

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Bringing Passwords into the 21st century...

With the average number of passwords for consumers reaching record levels, having strong yet realistic authentication methods to protect your online identity is vital. But what are organisations doing to modernise the age-old authentication usability...

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Using Data to Know Your Customers...

With more emphasis on finding new ways to outsmart the competition, organisations are now turning to their risk and fraud systems to gain access to data insights that will help them provide superior customer...

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